I Am Here To Make A Difference And Protect You with Customized Coverage.
Protect your peace of mind. No medical examination required. You qualify with your health and rates are based upon your age.
Protect your peace of mind. No medical examination required. You qualify with your health and rates are based upon your age.
Disability insurance is a safety net that replaces a portion of your income if you're unable to work due to illness or injury. It comes in two flavors: short-term and long-term. Short-term kicks in quickly but for a limited time, while long-term provides benefits for years.
Sick Pay Plus is an insurance policy that pays cash directly to you if an injury or illness keeps you from working. It pays up to $1,500 a month for up to 3 months on top of sick days, worker's compensation or any other disability benefit you may have.
Here are some of the key features of Sick Pay Plus:
* Accident/Injury recovery benefits
* Sickness recovery benefits
* Guaranteed renewable to age 72
* This coverage has no elimination period...meaning you get first day coverage.
Income Protector is a disability insurance policy offered by Combined Insurance. It provides cash benefits to replace your lost income if you are totally disabled and unable to work due to illness or injury. The benefits are payable directly to you (or someone you designate). You can choose a maximum benefit period of one, two, or five years.
Here are some key features of Income Protector:
* You are protected 24 hours a day, 365 days a year
* Guaranteed renewable until age 65.
Whole life insurance is a type of insurance that provides guaranteed lifetime coverage for your beneficiaries, as long as you keep paying the premiums. It also accumulates cash value over time, which you can borrow against or withdraw. This cash value grows tax-deferred, meaning you won't pay taxes on the gains until you withdraw the money. Whole life insurance is generally more expensive than term life insurance, but it offers the advantage of lifetime coverage and the potential for cash value
Critical illness insurance is a specific type of insurance designed to provide financial protection in case you are diagnosed with a critical illness, such as cancer, heart attack, stroke, or organ failure. These policies pay out a lump sum benefit upon diagnosis, which can be used to help cover medical expenses, lost wages, or other out-of-pocket costs associated with a critical illness.
Bronx Burial Insurance
Peace of Mind with Healthcare By Valentine Saint Martin’s Burial Insurance
Secure Your Legacy and Protect Your Loved Ones
In times of grief, the last thing your family should worry about is financial strain. Our Burial Insurance offers a simple, affordable solution to ensure your final expenses are covered, allowing your loved ones to focus on what truly matters—celebrating your life and legacy.
Get paid cash directly to you when you go to the emergency room for any illness or any injury. This protects you on and off the job and internationally when on travel or holiday. It pays on top of any other benefits such as sick days or worker's compensation.
Exclusively for nurses and healthcare workers this plan provides you with cash directly when you visit the ER, anywhere, anytime. It works on top of your existing benefits to give you cash when you need it most as the result a stressful ER trip in or out of the country.
It pays over 20 different ways based on a schedule such as fractures, surgery, physical therapy , hospital confinement, recovery, and intensive care to name a few.
You qualify with your health and rates are based upon your age. This plan puts cash directly in your pocket when you visit the ER, for any sickness or , anywhere in the world. It's like a safety net on top of your existing coverage, ensuring financial peace of mind during a medical emergency.
Get cash directly when you visit the ER, anywhere, anytime. This plan works on top of your existing benefits to ease financial stress during an unexpected ER trip, in or out of the country.
Get paid double for emergency room visits, hospital confinement, and surgery as the result of an injury. First 24 hours in intensive care is $6250 with another $1250 each additional day as the result of an injury.
You qualify with your health and rates are based upon your age.
No medical exam required. Just answer s few short questions. Some policies are active the same day you sign up.
Helping NYC's Healthcare Workers Secure Their Future
I'm Valentine Saint Martin, a licensed insurance agent passionate about protecting the city's heroes, from healthcare workers to first responders. I understand the unique challenges you face and can help you safeguard your family, business, and legacy.
Providing expert advisory:
* Tax-free or tax-deferred income for you and your family.
* Safety net in case of disability, sickness, or injury.
* 20+ years in healthcare helping patients navigate insurance claims process.
*Your own private licensed agent dedicated to your education and choosing the right coverage.
Let's discuss your needs and find the perfect plan for you.
WHY I DO WHAT I DO!
I became the change I needed to see. I am Valentine Saint Martin, a licensed insurance agent and worksite benefit provider. I help self-employed business owners protect their families, their businesses, and their legacy. I help protect the front-line healthcare workers and first responders of New York City. I make sure that hard-working individuals have a safety net in place that prevents hardship in the event of a disability, sickness, or injury. I do all of this by providing tax-free or tax-deferred income for themselves and their families for life. I worked in the healthcare industry for twenty years, helping patients understand their insurance, I performed claims billing and collecting for the physicians when insurance companies had difficulties in paying claims. I set out to bridge the gaps between the client, the provider, and the insurance company because I noticed there was a lack of communication and education between all involved parties. I became a licensed insurance agent to better educate as many people as I can about their policies, to help them choose the best coverage, and how to use the products I provide for them. I am fingerprinted by the FBI with a full background check. I have a legal, moral, ethical, and fiduciary responsibility to all.
New York is a 24 hour city. So am I! Text me right away for the fastest response
Open today | 09:00 am – 05:00 pm |
Find the best health insurance plans that are tailored to meet the needs of your small business and your employees. We'll help you choose the right coverage at the right price.
Provide your employees with comprehensive health insurance coverage through our group health insurance plans. Choose from a variety of options and save money on your healthcare costs.
Get coverage for routine check-ups, fillings, and other dental procedures, as well as eyeglasses, contact lenses, and other vision-related expenses. Keep your employees healthy and happy.
Get quick and easy access to medical professionals through our telemedicine services. Consult with a doctor via phone or video, and get prescriptions and medical advice without leaving your home.
Promote employee wellness and prevent healthcare costs from rising with our wellness programs. Encourage healthy habits, provide health education, and offer incentives for achieving health goals.
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